Pricing engines, credit risk analytics, decision flows, and custom financial models for lenders, businesses, and private clients.
Models designed around your problem, or existing Excel models rebuilt in Python - reproducible, scalable, and shaped to your requirements.
Complete decision flows for European lending markets, covering knockout rules, registry integrations, and credit & AML scoring, running in daily production.
Interest rate and return calculators that price each applicant segment to target return, monitored in real time.
Statistically validated experiments on credit decision variables, sized and powered to detect real effects.
Automated validation frameworks keeping model inputs accurate, complete, and audit-ready under GDPR.
PD, LGD, and EAD modelling, ICAAP stress testing, IFRS 9, and IRB model integration.
Requirements, data availability, and regulatory constraints mapped to a decision architecture.
Research-led development built on established statistical methods - from credit risk and pricing to customer lifetime value - backtested, validated, and documented for business impact.
Microservice implementation, APIs, SQL and data-warehouse integration, and connections to registries and scoring providers.
Staged rollout, live monitoring, A/B test execution, and iterative model updates.
Whether you need a one-off model or ongoing support, tell us about your project - we respond within one business day.
Predictive Solutions OÜ · Reg. 16458089 · Hansunurme tee 16-1, Viimsi vald, Estonia
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